Built by Canadian business bankers

The business plan your lender actually wants to read

Answer guided questions. Get a 20-page professional plan with 3 to 5-year projections and documented assumptions — the exact format Canadian banks evaluate. 15 minutes. $99.99.

20+
Page professional plan
3–5 Year
Financial projections
$99.99
One-time, tax-deductible
15 min
From start to PDF
Our customers have submitted plans to
RBC TD BMO Scotiabank CIBC BDC
Why this is different

Most business plan tools are built by engineers. This one was built by someone who reviews them.

Every week, business plans land on lending desks across Canada. Most get filed. Not because the business is bad — because the plan doesn't speak the lender's language.

The projections have no assumptions behind them. The revenue figures appear from thin air. There's no explanation of how the owner arrived at $40,000 per month — just the number, sitting there, undefended.

"You're projecting $40,000 in monthly revenue — based on what, exactly?"

LenderReady generates plans that answer that question before it's asked. Every figure is backed by documented assumptions. Every projection shows the math. Because that's what gets plans funded.

Your 20-page plan includes

What you get for $99.99

The same sections a $2,000 consultant would deliver — formatted to what Canadian lenders evaluate.

01

Executive Summary

Business overview, funding request, and key highlights — the first page your lender reads.

02

Company Overview

Legal structure, location, mission, and milestones.

03

Market Analysis

Industry size, target market, competitive landscape, and market opportunity.

04

Products & Services

What you sell, your pricing strategy, and competitive advantage.

05

Marketing & Sales

Customer acquisition channels, cost assumptions, and retention strategy.

06

Operations Plan

Daily operations, facilities, technology, and supply chain.

07

Management Team

Your experience, key personnel, and advisory network.

08

Financial Projections

3 to 5-year income statement, cash flow forecast, break-even analysis — monthly for Year 1.

09

Assumptions

The section that gets plans funded. Every figure backed by documented reasoning.

10

Use of Funds

Itemized breakdown of every dollar — equipment, improvements, inventory, working capital.

11

Risk Analysis

Key risks identified with mitigation strategies and likelihood assessment.

PDF

Professional Export

Cover page, table of contents, numbered sections. Print-ready. Presentation-quality.

See the output

What a LenderReady plan looks like

Sample pages from a generated plan for Maple Street Coffee Co. — $150,000 BDC financing application.

Maple Street Coffee Co.
Business Plan
Prepared by: Sarah Okonkwo
Funding: $150,000 CAD
Prepared for: BDC / TD Canada Trust
20+ Pages 3-Year BDC Ready
Section 09
Revenue Projections
Month
Revenue
Month 1
$9,331
Month 6
$19,872
Month 12
$31,248
Year 1 Total: $252,569
Section 13
Debt Service Coverage
Year
DSCR
Status
Year 1
0.71x
Ramp-up
Year 2
1.27x
Exceeds min
Year 3
1.95x
Strong
Section 16
Documented Assumptions
Assumption
Basis
Daily customers
BIA foot traffic 2,800/day × 1.25%
COGS %
32% — Pilot pricing confirmed
Growth Y2
33% — loyalty ramp, KEDCO data
View Full Sample Plan →
⚠️

The assumptions section is why plans fail

Other tools give you revenue projections with no explanation. Your lender will immediately ask how you arrived at those numbers. If you can't answer, the meeting is over.

LenderReady documents every assumption behind every figure:

  • Revenue assumptions — pricing × volume × frequency, with seasonal adjustments
  • Expense assumptions — why each cost line is what it is
  • Growth assumptions — what market data supports your growth rate
  • Staffing assumptions — when you hire, at what cost, and why
  • Market assumptions — addressable market size and your capture rate
Compare your options

What $99.99 replaces

CostTimeAssumptions
LenderReady$99.9915 min✓ Documented
Business plan consultant$1,000 – $5,0001 – 4 weeksSometimes
AI subscription tools$20 – $50/mo1 – 2 hours✗ Not included
DIY from templateFree2 – 6 weeks✗ You figure it out
Why lenders reject other AI plans

What other business plan tools skip

Feature
LenderReady
Documented assumptions
Included
DSCR calculation
Included
Sensitivity analysis (bear/base/bull)
Included
Amortization schedule
Included
Canadian lender formatting
Included
Unlimited revisions
Included

Most AI plan generators produce generic content without financial depth. LenderReady includes the sections Canadian lenders actually evaluate.

Customer story
“My accountant wanted $1,800 to write our business plan. I used LenderReady instead. The assumptions section had more detail than anything I could have written myself — my RBC advisor approved the application without a single follow-up question.”
Marcus T.
Auto detailing franchise — Mississauga, ON — $85,000 RBC business loan
Simple pricing

The plan, for $99.99.

$99.99
per plan · unlimited revisions
  • 20+ page professional business plan
  • 3 to 5-year financial projections with charts
  • Documented assumptions section
  • Market and competitive analysis
  • Use of funds breakdown
  • Risk analysis with mitigation strategies
  • Professional PDF export
  • 7-day money-back guarantee
  • Unlimited revisions — refine until funded
Start Building Your Plan →
🧾 Tax-deductible 🔒 Money-back guarantee 🚫 No subscription
Need just the financials? Financial Projections — $49.99 · Already declined? Loan Decline Review — $499
Built for

Who uses LenderReady

New business owners

Applying for a bank loan, BDC financing, or provincial grant. Need a plan that meets lender standards without hiring a consultant.

Franchise buyers

Purchasing a franchise and need to demonstrate financial viability to your lender. Our projections show exactly what banks want to see.

Growing businesses

Expanding, refinancing, or seeking a credit increase. Present an updated plan with current financials and growth trajectory.

Already declined

Bank turned you down? Our Loan Decline Review tells you exactly why and what to fix before you reapply. Reviewed by a Canadian commercial banker.

Already declined?

If your application has already been turned down, you need a different product.

LenderReady's plan generator is built for applicants preparing their first submission. If you've already been declined, you need to know why before you reapply — and that's a different service. We offer written banker reviews of declined lender packages, with a specific reapplication roadmap, for $499.

See Decline Review →

Consultants charge $2,000.
Templates take weeks.
You have 15 minutes.

Answer guided questions. Get a bank-ready 20-page plan with documented assumptions for $99.99 — one-time, no subscription.

Introductory pricing. Rate increases May 15.

Start Your Plan →